Mortgage Down Payment Options

Mortgage Down Payment Options

It’s important to know that you don’t need a 20% down payment when purchasing a home. There are several programs that require as little as 3% down. It’s important that you talk to your lender about which loan program would benefit you the most....
How Does the Supply of Homes for Sale Impact Buyer Demand?

How Does the Supply of Homes for Sale Impact Buyer Demand?

The price of any item is determined by the supply of that item, as well as the market’s demand for it. The National Association of REALTORS (NAR) surveys “over 50,000 real estate practitioners about their expectations for home sales, prices and market conditions” for...
Are Home Prices Softening or Are They Falling?

Are Home Prices Softening or Are They Falling?

We are beginning to see reports that more housing inventory is coming to the market and that buyer demand may not be increasing at the same pace it did earlier this year. The result will be many headlines written to address the impact that these two situations will...
Where Are Mortgage Interest Rates Headed In 2019?

Where Are Mortgage Interest Rates Headed In 2019?

The interest rate you pay on your home mortgage has a direct impact on your monthly payment; the higher the rate, the greater the payment will be. That is why it is important to know where rates are headed when deciding to start your home search.

4 Reasons to Sell This Fall [INFOGRAPHIC]

4 Reasons to Sell This Fall [INFOGRAPHIC]

There are many reason to sell your home in the fall. These reasons are strong buyer demand, less competition, may not be a better time to move & it may be time to move on with your life!

Is the Real Estate Market Finally Getting Back to Normal?

Is the Real Estate Market Finally Getting Back to Normal?

In the upstate we’ve seen homes appreciate on average annually 5% since 2012. In 2012 the average sales price was $186,667. So far in 2018 according to the latest statistics from GGAR the average sales price in the upstate is $241,226. That’s a 29.2% total appreciation from the average sales price back in 2012.