As you approach the pinnacle of your homebuying journey, it’s important to remember a few key things that’ll help make your closing go as smoothly as possible. At this point in the sale transaction, when you’re so close to the finish line, you want to avoid any and all stressful surprises and unexpected hitches. Here are five tips from experts to make sure everything goes according to plan:

1. Read the Paperwork in Advance

You’re going to be signing a lot of paperwork on closing day. You can expect there to be about 15 documents that you’ll read, understand, and sign, which include the closing disclosure and title documents. Make sure you understand everything that you’re agreeing to by reading the papers in advance. And if there’s anything you don’t understand, ask your real estate agent or attorney to explain it to you.

2. Your Name Should Appear Where It’s Required and Must Be Consistent

Your name should appear as the buyer on all documentation. If it doesn’t, that’s a red flag. In addition, it must be spelled out correctly and consistently throughout the documents. That’s because your name is used to establish legal ownership of the home. A slight variation could bring a different owner into the picture and cause serious legal problems down the road.

3. Ensure All the Parties Involved are Aware of the Schedule

Closing day can be hectic. And to avoid any last-minute surprises or delays, ensure that everyone involved in the process – from your real estate agent to the lender and title company – is aware of the schedule and knows what needs to happen and when. Doing this will make sure that all the needed parties are available on the scheduled day and that everyone plays their roles without hitches.

4. Verify Banking Information and Payment Requirements

A few days before closing, verify your banking information and payment requirements with your lender. Thoroughly understand what needs to be paid, when it needs to happen, and how. Also, keep in mind that closing costs are typically between 3% to 6% of the purchase price.

5. Ask All the Questions on Your Mind

Don’t be afraid to ask questions, no matter how small or insignificant they may seem. Do this before, during, and after the closing process. That’s because the more informed you are, the smoother your closing will be.

Need Help Buying a Home in South Carolina?

If you’re looking to buy a home in South Carolina, Brian O’Neill – the Tattooed Agent – can help! We’re experts in the South Carolina real estate market and can help you find the perfect home for your needs. So, contact us today at (864)-497-7107 to get started!