


The Cost of NOT Paying PMI
Saving for a down payment is often the biggest hurdle for a first-time homebuyer as median incomes, rents, and home prices all vary depending on where you live. There is a common misconception among homebuyers that a 20% down payment is required, and it is this limiting belief that often adds months, and sometimes even years, to the home-buying process.

Where Are Mortgage Interest Rates Headed In 2019?
The interest rate you pay on your home mortgage has a direct impact on your monthly payment; the higher the rate, the greater the payment will be. That is why it is important to know where rates are headed when deciding to start your home search.
![4 Reasons to Sell This Fall [INFOGRAPHIC]](https://thetattooedagent.com/wp-content/uploads/2018/09/20180921-STM-ENG-1-1-1080x675.jpg)
4 Reasons to Sell This Fall [INFOGRAPHIC]
There are many reason to sell your home in the fall. These reasons are strong buyer demand, less competition, may not be a better time to move & it may be time to move on with your life!

Is the Real Estate Market Finally Getting Back to Normal?
In the upstate we’ve seen homes appreciate on average annually 5% since 2012. In 2012 the average sales price was $186,667. So far in 2018 according to the latest statistics from GGAR the average sales price in the upstate is $241,226. That’s a 29.2% total appreciation from the average sales price back in 2012.